Brooklyn, NY · Charter 22592
NCUA · 24 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions $1B-$10B in assets (n=435). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
60
Asset Quality
88
Profitability
24
Liquidity
7
Efficiency
17
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Brooklyn, NY · Charter 22592
NCUA · 24 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.65% | 0.94% | 0.90% | 0.77% | 0.52% | -13 bps | |
| Return on Equity | 6.04% | 8.51% | 8.04% | 6.86% | 4.62% | -142 bps | |
| Net Interest Margin | 2.95% | 2.95% | 2.97% | 3.06% | 3.06% | +11 bps | |
| Efficiency Ratio | 79.46% | 73.40% | 74.20% | 77.41% | 79.95% | +49 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 4.02% | 3.60% | 4.54% | 3.32% | 2.71% | -132 bps | |
| Loan Growth (YoY) | 2.90% | 2.84% | 2.65% | 3.68% | 4.53% | +163 bps | |
| Share Growth (YoY) | 1.99% | 2.32% | 2.37% | 2.02% | 1.66% | -33 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.44% | 0.49% | 0.49% | 0.26% | 0.31% | -13 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.80% | 11.04% | 11.16% | 11.26% | 11.32% | +52 bps | |
| Net Worth / Assets | 10.80% | 11.04% | 11.16% | 11.26% | 11.32% | +52 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 64.53% | 64.37% | 64.93% | 64.98% | 66.35% | +182 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Brooklyn, NY · Charter 22592 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 24 branches
Q2 2026
Return on Assets
0.52%
Rank 337 of 435
Net Interest Margin
3.06%
Rank 310 of 435
Efficiency Ratio
79.95%
Rank 363 of 435
Equity / Assets
11.32%
Rank 175 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.52% | 0.55% | 0.81% | 1.14% | Beats 23% | 337 / 435 | |
| Return on Equity | 4.62% | 5.12% | 7.41% | 9.70% | Beats 21% | 344 / 435 | |
| Net Interest Margin | 3.06% | 3.01% | 3.39% | 3.75% | Beats 29% | 310 / 435 | |
| Efficiency Ratio | 79.95% | 65.25% | 71.39% | 77.86% | Beats 17% | 363 / 435 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.31% | 0.45% | 0.69% | 1.05% | Beats 88% | 52 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 11.32% | 9.81% | 10.84% | 12.63% | Beats 60% | 175 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 11.32% | 9.81% | 10.84% | 12.63% | Beats 60% | 175 / 435 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 66.35% | 78.33% | 88.38% | 95.61% | 11th pctl | 388 / 435 | |
| Loans / Assets | 60.35% | 67.69% | 74.58% | 80.80% | 14th pctl | 375 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||