Brighton Bank
Salt Lake City, UT · Cert 22578 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · Brighton Bcorp
State charter, non-member · FDIC · 5 branches
Q2 2026
$321.6MAssets
$215.0MLoans
$278.8MDeposits
$32.6MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets operating in a single state (rank 185 of 743).
- Widest gap: total risk-based capital ratio trails 76% of banks under $1B in assets operating in a single state (rank 565 of 746).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.45%
Rank 188 of 746
Net Interest Margin
4.55%
Rank 83 of 746
Efficiency Ratio
62.06%
Rank 321 of 746
Equity / Assets
10.12%
Rank 408 of 746
Non-interest income vs. expense
Unfavorable gap of $8.5M · efficiency ratio beats 57% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.45% | 0.72% | 1.06% | 1.45% | Beats 75% | 188 / 746 | | |
| Return on Equity | 14.28% | 6.74% | 10.51% | 13.63% | Beats 79% | 155 / 746 | | |
| Net Interest Margin | 4.55% | 3.17% | 3.68% | 4.16% | Beats 89% | 83 / 746 | | |
| Efficiency Ratio | 62.06% | 55.74% | 64.58% | 75.47% | Beats 57% | 321 / 746 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.49% | 0.09% | 0.42% | 1.07% | Beats 47% | 396 / 743 | | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.01% | 0.05% | Beats 100% | 185 / 743 | | |
| Capital |
| Tier 1 Capital Ratio | 11.67% | 11.55% | 13.75% | 17.60% | Beats 26% | 552 / 746 | | |
| Total Risk-Based Capital Ratio | 11.67% | 11.71% | 14.33% | 18.43% | Beats 24% | 565 / 746 | | |
| Equity / Assets | 10.12% | 8.90% | 10.51% | 13.06% | Beats 45% | 408 / 746 | | |
| Liquidity & Funding |
| Loans / Deposits | 77.13% | 61.31% | 78.27% | 90.78% | 48th pctl | 390 / 746 | | |
| Loans / Assets | 66.86% | 53.60% | 66.97% | 76.08% | 49th pctl | 377 / 746 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |