Money
Syracuse, NY · Charter 22566 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$51.3MAssets
$21.6MLoans
$45.1MShares
$7.1MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 73% of credit unions under $1B in assets (rank 457 of 1682).
- Widest gap: net interest margin trails 86% of credit unions under $1B in assets (rank 1455 of 1683).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.43%
Rank 1,203 of 1,683
Net Interest Margin
3.01%
Rank 1,455 of 1,683
Efficiency Ratio
87.41%
Rank 1,281 of 1,682
Equity / Assets
13.78%
Rank 705 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.43% | 0.35% | 0.74% | 1.18% | Beats 29% | 1,203 / 1,683 | |
| Return on Equity | 3.09% | 2.67% | 5.89% | 8.74% | Beats 28% | 1,203 / 1,681 | |
| Net Interest Margin | 3.01% | 3.31% | 3.82% | 4.32% | Beats 14% | 1,455 / 1,683 | |
| Efficiency Ratio | 87.41% | 68.91% | 78.20% | 86.93% | Beats 24% | 1,281 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.29% | 0.26% | 0.65% | 1.29% | Beats 73% | 457 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.78% | 10.44% | 12.89% | 16.53% | Beats 58% | 705 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.78% | 10.44% | 12.89% | 16.53% | Beats 58% | 705 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 47.93% | 52.61% | 69.38% | 83.50% | 19th pctl | 1,356 / 1,683 | |
| Loans / Assets | 42.15% | 44.71% | 59.18% | 70.72% | 22nd pctl | 1,318 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |