Itt Roanoke Employees
Roanoke, VA · Charter 22560 · Peer group: credit unions under $1B in assets (n=1,675-1,678)
NCUA · 1 branch
Q1 2025
$1.6MAssets
$928KLoans
$1.5MShares
$66KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 91% of credit unions under $1B in assets (rank 151 of 1677).
- Widest gap: equity / assets trails 100% of credit unions under $1B in assets (rank 1672 of 1677).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
-1.49%
Rank 1,621 of 1,678
Net Interest Margin
4.98%
Rank 151 of 1,677
Efficiency Ratio
129.17%
Rank 1,628 of 1,675
Equity / Assets
4.11%
Rank 1,672 of 1,677
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -1.49% | 0.24% | 0.67% | 1.21% | Beats 3% | 1,621 / 1,678 | | |
| Return on Equity | -36.36% | 1.96% | 5.37% | 8.99% | Beats 1% | 1,657 / 1,675 | | |
| Net Interest Margin | 4.98% | 3.12% | 3.67% | 4.25% | Beats 91% | 151 / 1,677 | | |
| Efficiency Ratio | 129.17% | 68.92% | 78.89% | 88.44% | Beats 3% | 1,628 / 1,675 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 17.24% | 0.21% | 0.58% | 1.19% | Beats 0% | 1,672 / 1,676 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 4.11% | 10.02% | 12.33% | 15.89% | Beats 0% | 1,673 / 1,678 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 4.11% | 10.02% | 12.33% | 15.89% | Beats 0% | 1,672 / 1,677 | | |
| Liquidity & Funding |
| Loans / Deposits | 60.34% | 54.28% | 70.33% | 83.29% | 33rd pctl | 1,120 / 1,677 | | |
| Loans / Assets | 57.78% | 46.21% | 59.98% | 70.96% | 45th pctl | 915 / 1,677 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |