Pee Dee
Florence, SC · Charter 22530 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$40.8MAssets
$19.0MLoans
$30.4MShares
$10.1MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 94% of credit unions under $1B in assets (rank 104 of 1683).
- Widest gap: return on equity trails 70% of credit unions under $1B in assets (rank 1182 of 1681).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
0.81%
Rank 776 of 1,683
Net Interest Margin
4.50%
Rank 330 of 1,683
Efficiency Ratio
82.66%
Rank 1,066 of 1,682
Equity / Assets
24.85%
Rank 104 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.81% | 0.35% | 0.74% | 1.18% | Beats 54% | 776 / 1,683 | |
| Return on Equity | 3.25% | 2.67% | 5.89% | 8.74% | Beats 30% | 1,182 / 1,681 | |
| Net Interest Margin | 4.50% | 3.31% | 3.82% | 4.32% | Beats 80% | 330 / 1,683 | |
| Efficiency Ratio | 82.66% | 68.91% | 78.20% | 86.93% | Beats 37% | 1,066 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.39% | 0.26% | 0.65% | 1.29% | Beats 67% | 562 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 24.85% | 10.44% | 12.89% | 16.53% | Beats 94% | 104 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 24.85% | 10.44% | 12.89% | 16.53% | Beats 94% | 104 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 62.62% | 52.61% | 69.38% | 83.50% | 39th pctl | 1,030 / 1,683 | |
| Loans / Assets | 46.62% | 44.71% | 59.18% | 70.72% | 28th pctl | 1,211 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |