PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Metlife Trust Company, National Association

Bedminster, NJ · Cert 22399

FDIC

Q4 2001

$13.1MAssets
n/aLoans
n/aDeposits
$9.4MEquity

Executive Summary

  • Earnings: ROA of -37.94%, down 178 bps year over year; NIM at 2.30%.

Return on Assets (quarter, annualized)

-37.94%-178 bps YoY

Net Interest Margin (quarter, annualized)

2.30%

Efficiency Ratio (quarter, annualized)

511%

Tier 1 Leverage Ratio

n/a
n/a

NIM

3.75%Q1 ’013.13%Q3 ’012.30%Q4 ’01-16%-27%

Non-interest income vs. expense

59.18%Q1 ’0143.14%Q3 ’0181.91%Q4 ’01-45%+160%

Discrete quarter, annualized.

MetricQ1 2000Q2 2000Q3 2000Q4 2000Q1 2001Q2 2001Q3 2001Q4 2001YoY ΔTrend
Earnings
Return on Assets-47.30%-39.99%-38.79%-36.16%-27.65%-18.84%-11.72%-37.94%-178 bps
Return on Equityn/an/an/an/an/a-22.79%-14.62%-50.64%n/a
Net Interest Marginn/an/an/an/a3.75%4.07%3.13%2.30%n/a
Efficiency Ration/an/an/an/a392%317%215%511%n/a
Non-Interest Burdenn/an/an/an/a47.85%32.66%26.24%68.17%n/a
Growth
Asset Growth (YoY)37.62%36.97%19.62%71.74%3.96%7.46%14.31%-15.31%-8,705 bps
Loan Growth (YoY)n/an/an/an/an/an/an/an/an/an/a
Deposit Growth (YoY)n/an/an/an/an/an/an/an/an/an/a
Asset Quality
Nonperforming Loans / Loansn/an/an/an/an/an/an/an/an/an/a
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/a309%271%214%164.81%n/a
Equity / Assetsn/an/an/an/a82.95%82.37%77.94%71.78%n/a
Liquidity & Funding
Loans / Depositsn/an/an/an/an/an/an/an/an/an/a
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.01%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a