Bank of Bridger, National Association
Bridger, MT · Cert 2224 · Peer group: banks under $1B in assets operating regionally (n=94) · Bridger Co. the
National charter · OCC · 12 branches
Q2 2026
$802.7MAssets
$389.2MLoans
$729.8MDeposits
$68.5MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets operating regionally (rank 12 of 94).
- Widest gap: net interest margin trails 91% of banks under $1B in assets operating regionally (rank 86 of 94).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
0.92%
Rank 66 of 94
Net Interest Margin
2.98%
Rank 86 of 94
Efficiency Ratio
62.15%
Rank 45 of 94
Equity / Assets
8.54%
Rank 79 of 94
Non-interest income vs. expense
Unfavorable gap of $14.7M · efficiency ratio beats 53% of banks under $1B in assets operating regionally | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.92% | 0.82% | 1.19% | 1.46% | Beats 30% | 66 / 94 | |
| Return on Equity | 10.73% | 7.85% | 11.84% | 14.03% | Beats 40% | 56 / 94 | |
| Net Interest Margin | 2.98% | 3.42% | 3.81% | 4.18% | Beats 9% | 86 / 94 | |
| Efficiency Ratio | 62.15% | 55.99% | 62.41% | 73.02% | Beats 53% | 45 / 94 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.47% | 0.19% | 0.47% | 1.14% | Beats 50% | 48 / 94 | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.02% | 0.05% | Beats 100% | 12 / 94 | |
| Capital |
| Tier 1 Capital Ratio | 19.23% | 10.28% | 11.95% | 15.07% | Beats 90% | 9 / 94 | |
| Total Risk-Based Capital Ratio | 20.48% | 10.31% | 12.59% | 15.88% | Beats 93% | 7 / 94 | |
| Equity / Assets | 8.54% | 8.98% | 10.21% | 11.41% | Beats 16% | 79 / 94 | |
| Liquidity & Funding |
| Loans / Deposits | 53.34% | 72.62% | 84.44% | 94.55% | 7th pctl | 87 / 94 | |
| Loans / Assets | 48.49% | 62.50% | 72.84% | 78.99% | 5th pctl | 89 / 94 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |