U B C Southern Council Industria Wo
Minden, LA · Charter 22219 · Peer group: credit unions under $1B in assets in the Milwaukee-Waukesha, WI area (n=15)
NCUA · 1 branch
Q2 2026
$834KAssets
$511KLoans
$510KShares
$309KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 93% of credit unions under $1B in assets in the Milwaukee-Waukesha, WI area (rank 1 of 15).
- Widest gap: efficiency ratio trails 80% of credit unions under $1B in assets in the Milwaukee-Waukesha, WI area (rank 13 of 15).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
0.96%
Rank 7 of 15
Net Interest Margin
7.67%
Rank 1 of 15
Efficiency Ratio
88.24%
Rank 13 of 15
Equity / Assets
37.05%
Rank 1 of 15
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.96% | 0.50% | 0.76% | 1.34% | Beats 53% | 7 / 15 | | |
| Return on Equity | 2.59% | 2.37% | 4.90% | 7.95% | Beats 27% | 11 / 15 | | |
| Net Interest Margin | 7.67% | 3.53% | 4.50% | 4.86% | Beats 93% | 1 / 15 | | |
| Efficiency Ratio | 88.24% | 69.88% | 80.52% | 87.17% | Beats 20% | 13 / 15 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.39% | 0.06% | 0.45% | 1.49% | Beats 67% | 6 / 15 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 37.05% | 10.98% | 17.30% | 27.61% | Beats 93% | 1 / 15 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 37.05% | 10.98% | 17.30% | 27.61% | Beats 93% | 1 / 15 | | |
| Liquidity & Funding |
| Loans / Deposits | 100.20% | 50.66% | 78.47% | 90.72% | 87th pctl | 2 / 15 | | |
| Loans / Assets | 61.27% | 44.38% | 58.78% | 71.82% | 53rd pctl | 7 / 15 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |