PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

First Interstate Bk of WY NA

Casper, WY · Cert 2209

FDIC

Q1 1997

$312.0MAssets
$167.9MLoans
$253.4MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 1.73%, up 19 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 66.25% of deposits as of Q1 1997.

Return on Assets (YTD, annualized)

1.73%+19 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ2 1995Q3 1995Q4 1995Q1 1996Q2 1996Q3 1996Q4 1996Q1 1997YoY ΔTrend
Earnings
Return on Assets1.46%1.52%1.55%1.54%0.83%1.05%0.31%1.73%+19 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)-7.26%-2.42%8.94%-4.11%3.64%4.48%2.68%12.09%+1,620 bps
Loan Growth (YoY)14.76%11.86%4.80%-1.22%-1.51%-6.17%-4.74%-1.88%-66 bps
Deposit Growth (YoY)0.02%1.95%-0.69%-5.04%-4.71%-0.38%-1.33%0.70%+574 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits63.71%64.18%65.94%67.99%65.86%60.44%63.66%66.25%-174 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a