Feasterville, PA · Charter 22056
Q2 1998
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 1996 | Q4 1996 | Q1 1997 | Q2 1997 | Q3 1997 | Q4 1997 | Q1 1998 | Q2 1998 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | n/a | 4.38% | 4.27% | 4.31% | 4.18% | 4.29% | 3.37% | 3.47% | -84 bps | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Growth | ||||||||||
| Asset Growth (YoY) | 0.52% | 0.70% | 1.89% | 3.49% | 2.97% | -3.67% | -3.37% | -3.09% | -658 bps | |
| Loan Growth (YoY) | 14.52% | 14.78% | 11.98% | 6.47% | 1.82% | -1.94% | -3.59% | -2.26% | -873 bps | |
| Share Growth (YoY) | -0.28% | -0.22% | 1.20% | 2.76% | 2.21% | -4.80% | -4.45% | -3.95% | -671 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.84% | 1.01% | 1.15% | 1.14% | 1.27% | 1.12% | 0.44% | 0.52% | -62 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.59% | 0.65% | 0.69% | 0.65% | 1.02% | 1.05% | 0.76% | 0.96% | +31 bps | |
| Capital | ||||||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 69.75% | 69.99% | 66.71% | 67.62% | 69.49% | 72.09% | 67.31% | 68.80% | +118 bps | |
| Liquid Assets / Assets | 5.36% | 6.60% | 10.55% | 14.15% | 13.79% | 16.72% | 11.12% | 13.45% | -70 bps | |