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Natchitoches, LA · Charter 22005 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$28.5MAssets
$21.4MLoans
$22.0MShares
$6.1MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 97% of credit unions under $1B in assets (rank 54 of 1683).
- Widest gap: nonperforming loans / loans trails 65% of credit unions under $1B in assets (rank 1096 of 1682).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
2.21%
Rank 54 of 1,683
Net Interest Margin
4.63%
Rank 272 of 1,683
Efficiency Ratio
67.75%
Rank 388 of 1,682
Equity / Assets
21.59%
Rank 173 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.21% | 0.35% | 0.74% | 1.18% | Beats 97% | 54 / 1,683 | | |
| Return on Equity | 10.22% | 2.67% | 5.89% | 8.74% | Beats 84% | 268 / 1,681 | | |
| Net Interest Margin | 4.63% | 3.31% | 3.82% | 4.32% | Beats 84% | 272 / 1,683 | | |
| Efficiency Ratio | 67.75% | 68.91% | 78.20% | 86.93% | Beats 77% | 388 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.95% | 0.26% | 0.65% | 1.29% | Beats 35% | 1,096 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 21.59% | 10.44% | 12.89% | 16.53% | Beats 90% | 173 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 21.59% | 10.44% | 12.89% | 16.53% | Beats 90% | 173 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 97.39% | 52.61% | 69.38% | 83.50% | 95th pctl | 86 / 1,683 | | |
| Loans / Assets | 75.19% | 44.71% | 59.18% | 70.72% | 83rd pctl | 280 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |