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Bessemer Trust Company, N.A.

New York, NY · Cert 21868 · Peer group: banks $1B-$10B in assets in the New York-Newark-Jersey City, NY-NJ area (n=35-36) · Bessemer Group Inc. the

National charter · OCC · 1 affiliate bank · 1 branch (2 in holding)

Q2 2026

$4.2BAssets
$1.0BLoans
$3.2BDeposits
$415.2MEquity

Executive Summary

  • Strongest standing: nonperforming loans / loans outperforms 100% of banks $1B-$10B in assets in the New York-Newark-Jersey City, NY-NJ area (rank 6 of 36).
  • Widest gap: net interest margin trails 97% of banks $1B-$10B in assets in the New York-Newark-Jersey City, NY-NJ area (rank 35 of 36).
  • Overall: at or above the peer median on 6 of 9 directional measures.

Return on Assets

3.68%

Rank 1 of 36

Net Interest Margin

0.77%

Rank 35 of 36

Efficiency Ratio

79.39%

Rank 30 of 35

Equity / Assets

9.97%

Rank 26 of 36

Non-interest income vs. expense

$978.7M$805.6MINCOMEEXPENSE
Favorable gap of $173.1M · efficiency ratio beats 17% of banks $1B-$10B in assets in the New York-Newark-Jersey City, NY-NJ area
Bank 79.39%Peer median 63.1%Q3 2024Q2 2026Shaded: peer 25th to 75th percentile
MetricYour BankPeer 25thPeer MedianPeer 75thStandingRank8-Qtr TrendPeer Position
Earnings
Return on Assets3.68%0.65%1.00%1.72%Beats 97%1 / 36
Return on Equity36.93%5.35%9.30%13.56%Beats 97%1 / 35
Net Interest Margin0.77%2.66%3.13%3.63%Beats 3%35 / 36
Efficiency Ratio79.39%52.19%63.09%75.14%Beats 17%30 / 35
Asset Quality
Nonperforming Loans / Loans0.00%0.46%0.84%1.59%Beats 100%6 / 36
Net Charge-Offs / Loans0.00%n/a0.03%0.14%Beats 100%11 / 36
Capital
Tier 1 Capital Ratio23.20%13.13%14.78%18.34%Beats 86%5 / 36
Total Risk-Based Capital Ratio23.20%13.73%15.96%19.27%Beats 86%5 / 36
Equity / Assets9.97%9.80%11.58%14.82%Beats 28%26 / 36
Liquidity & Funding
Loans / Deposits32.67%81.12%95.13%103.24%11th pctl32 / 36
Loans / Assets25.10%67.44%76.31%84.79%11th pctl32 / 36
Brokered Deposits / Depositsn/aNot reported for this institution