Blackhawk
Beaver Falls, PA · Charter 21845 · Peer group: credit unions under $1B in assets in the Pittsburgh, PA area (n=78)
NCUA · 1 branch
Q2 2026
$15.1MAssets
$5.9MLoans
$12.4MShares
$2.5MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 65% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 27 of 78).
- Widest gap: nonperforming loans / loans trails 68% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 54 of 78).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.69%
Rank 45 of 78
Net Interest Margin
3.49%
Rank 47 of 78
Efficiency Ratio
80.78%
Rank 44 of 78
Equity / Assets
16.82%
Rank 27 of 78
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.69% | 0.37% | 0.83% | 1.31% | Beats 42% | 45 / 78 | | |
| Return on Equity | 4.11% | 1.73% | 5.71% | 9.08% | Beats 41% | 46 / 78 | | |
| Net Interest Margin | 3.49% | 3.17% | 3.63% | 4.21% | Beats 40% | 47 / 78 | | |
| Efficiency Ratio | 80.78% | 65.01% | 78.15% | 89.28% | Beats 45% | 44 / 78 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.46% | 0.40% | 0.84% | 1.97% | Beats 32% | 54 / 78 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 16.82% | 12.42% | 15.10% | 18.27% | Beats 65% | 27 / 78 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 16.82% | 12.42% | 15.10% | 18.27% | Beats 65% | 27 / 78 | | |
| Liquidity & Funding |
| Loans / Deposits | 47.50% | 34.83% | 50.41% | 71.84% | 46th pctl | 42 / 78 | | |
| Loans / Assets | 39.23% | 29.34% | 41.02% | 56.96% | 42nd pctl | 45 / 78 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |