Bethel Park, PA · Charter 21556
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.51% | 0.42% | 0.36% | 0.54% | 0.60% | 0.53% | -0.59% | -0.26% | -81 bps | |
| Return on Equity | 4.62% | 3.67% | 3.11% | 4.60% | 4.86% | 4.10% | -4.60% | -2.04% | -663 bps | |
| Net Interest Margin | 4.16% | 4.35% | 4.18% | 4.29% | 4.45% | 4.55% | 4.20% | 4.32% | +3 bps | |
| Efficiency Ratio | 88.62% | 86.98% | 88.57% | 85.88% | 85.83% | 86.87% | 100.48% | 99.52% | +1,364 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -9.63% | -10.20% | -11.05% | -11.30% | -7.11% | -6.08% | -6.63% | -6.93% | +437 bps | |
| Loan Growth (YoY) | -6.08% | -11.78% | -12.56% | -12.51% | -15.83% | -15.10% | -19.40% | -23.16% | -1,065 bps | |
| Share Growth (YoY) | -11.19% | -11.17% | -12.66% | -13.04% | -8.46% | -7.55% | -7.70% | -7.22% | +582 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.10% | 0.31% | 0.55% | 0.19% | 0.64% | 0.19% | 0.27% | 0.40% | +21 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.09% | 11.58% | 11.62% | 11.85% | 12.42% | 12.86% | 12.72% | 12.84% | +99 bps | |
| Net Worth / Assets | 11.09% | 11.58% | 11.62% | 11.85% | 12.42% | 12.86% | 12.72% | 12.84% | +99 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 45.27% | 44.45% | 42.31% | 42.38% | 41.62% | 40.82% | 36.95% | 35.10% | -728 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |