PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Nationsbank of Georgia NA

Atlanta, GA · Cert 2155

FDIC

Q1 1997

$46.1BAssets
$29.4BLoans
$35.4BDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 1.10%, up 49 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 83.00% of deposits as of Q1 1997.

Return on Assets (YTD, annualized)

1.10%+49 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ2 1995Q3 1995Q4 1995Q1 1996Q2 1996Q3 1996Q4 1996Q1 1997YoY ΔTrend
Earnings
Return on Assets1.13%1.17%1.00%0.60%0.93%0.97%0.89%1.10%+49 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)-2.10%-7.93%124.08%163.53%197.66%215%24.37%-0.03%-16,355 bps
Loan Growth (YoY)16.19%10.38%111.01%163.25%205%229%45.82%1.06%-16,220 bps
Deposit Growth (YoY)0.43%0.96%210%324%287%313%38.09%1.92%-32,224 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits128.35%132.52%82.38%83.71%101.16%105.78%86.99%83.00%-71 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a