Ukrainian Selfreliance of West. PA.
Carnegie, PA · Charter 21530 · Peer group: credit unions under $1B in assets in the Pittsburgh, PA area (n=78)
NCUA · 1 branch
Q2 2026
$6.7MAssets
$4.4MLoans
$6.0MShares
$692KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 74% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 20 of 78).
- Widest gap: return on assets trails 99% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 77 of 78).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
-0.53%
Rank 77 of 78
Net Interest Margin
4.21%
Rank 20 of 78
Efficiency Ratio
104.91%
Rank 75 of 78
Equity / Assets
10.27%
Rank 70 of 78
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.53% | 0.37% | 0.83% | 1.31% | Beats 1% | 77 / 78 | |
| Return on Equity | -5.20% | 1.73% | 5.71% | 9.08% | Beats 3% | 76 / 78 | |
| Net Interest Margin | 4.21% | 3.17% | 3.63% | 4.21% | Beats 74% | 20 / 78 | |
| Efficiency Ratio | 104.91% | 65.01% | 78.15% | 89.28% | Beats 5% | 75 / 78 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.09% | 0.40% | 0.84% | 1.97% | Beats 23% | 61 / 78 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.27% | 12.42% | 15.10% | 18.27% | Beats 10% | 70 / 78 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.27% | 12.42% | 15.10% | 18.27% | Beats 10% | 70 / 78 | |
| Liquidity & Funding |
| Loans / Deposits | 72.25% | 34.83% | 50.41% | 71.84% | 76th pctl | 19 / 78 | |
| Loans / Assets | 64.74% | 29.34% | 41.02% | 56.96% | 81st pctl | 15 / 78 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |