Domino
Texarkana, TX · Charter 21383 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 4 branches
Q2 2026
$86.6MAssets
$38.3MLoans
$71.0MShares
$15.2MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 93% of credit unions under $1B in assets in TX (rank 16 of 235).
- Widest gap: net interest margin trails 44% of credit unions under $1B in assets in TX (rank 104 of 235).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.95%
Rank 16 of 235
Net Interest Margin
3.97%
Rank 104 of 235
Efficiency Ratio
65.49%
Rank 38 of 235
Equity / Assets
17.53%
Rank 74 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.95% | 0.17% | 0.57% | 1.10% | Beats 93% | 16 / 235 | | |
| Return on Equity | 11.14% | 1.03% | 4.30% | 7.58% | Beats 89% | 25 / 235 | | |
| Net Interest Margin | 3.97% | 3.32% | 3.89% | 4.35% | Beats 56% | 104 / 235 | | |
| Efficiency Ratio | 65.49% | 70.60% | 82.00% | 91.57% | Beats 84% | 38 / 235 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.35% | 0.20% | 0.59% | 1.14% | Beats 66% | 81 / 235 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 17.53% | 11.30% | 14.41% | 19.49% | Beats 69% | 74 / 235 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 17.53% | 11.30% | 14.41% | 19.49% | Beats 69% | 74 / 235 | | |
| Liquidity & Funding |
| Loans / Deposits | 53.94% | 54.18% | 67.38% | 81.66% | 24th pctl | 178 / 235 | | |
| Loans / Assets | 44.23% | 43.80% | 56.63% | 68.64% | 25th pctl | 176 / 235 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |