Arlington Heigh, IL · Charter 21326
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (n=93 to 96). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
11
Asset Quality
53
Profitability
72
Liquidity
75
Efficiency
64
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Arlington Heigh, IL · Charter 21326
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.07% | 1.14% | 1.04% | 0.73% | 1.04% | -3 bps | |
| Return on Equity | 11.34% | 11.49% | 10.95% | 7.72% | 10.74% | -60 bps | |
| Net Interest Margin | 3.69% | 3.84% | 3.62% | 3.49% | 3.57% | -12 bps | |
| Efficiency Ratio | 72.16% | 71.61% | 73.16% | 79.34% | 76.72% | +456 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 6.16% | 2.86% | 10.52% | 7.14% | 9.47% | +331 bps | |
| Loan Growth (YoY) | 7.65% | 9.42% | 7.50% | 1.34% | -0.49% | -814 bps | |
| Share Growth (YoY) | 5.76% | 1.78% | 10.25% | 6.54% | 9.02% | +326 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.23% | 0.28% | 0.55% | 0.71% | 0.83% | +60 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 9.43% | 9.89% | 9.48% | 9.46% | 9.64% | +21 bps | |
| Net Worth / Assets | 9.43% | 9.89% | 9.48% | 9.46% | 9.64% | +21 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 63.26% | 65.37% | 58.97% | 55.98% | 57.74% | -552 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Arlington Heigh, IL · Charter 21326 · Peer group: credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (n=93-96)
NCUA · 1 branch
Q2 2026
Return on Assets
1.03%
Rank 24 of 96
Net Interest Margin
3.57%
Rank 48 of 96
Efficiency Ratio
76.67%
Rank 36 of 96
Equity / Assets
9.64%
Rank 85 of 96
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.03% | -0.02% | 0.42% | 1.03% | Beats 75% | 24 / 96 | |
| Return on Equity | 10.73% | -0.11% | 2.94% | 6.89% | Beats 91% | 9 / 95 | |
| Net Interest Margin | 3.57% | 3.01% | 3.57% | 4.27% | Beats 50% | 48 / 96 | |
| Efficiency Ratio | 76.67% | 73.45% | 82.91% | 96.61% | Beats 64% | 36 / 96 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.83% | 0.08% | 0.86% | 1.63% | Beats 53% | 45 / 93 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 9.64% | 11.79% | 15.23% | 18.93% | Beats 11% | 85 / 96 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 9.64% | 11.79% | 15.23% | 18.93% | Beats 11% | 85 / 96 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 57.74% | 32.14% | 50.03% | 67.81% | 66th pctl | 33 / 96 | |
| Loans / Assets | 51.26% | 23.12% | 42.50% | 56.24% | 68th pctl | 31 / 96 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||