Hempstead, NY · Charter 21148
Q2 2001
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2001, the quarter ended June 30, 2001, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
No peer standings are published for this institution and quarter.
Peer groups below the disclosure floor are suppressed.
Hempstead, NY · Charter 21148
Q2 2001
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 1999 | Q4 1999 | Q2 2000 | Q4 2000 | Q2 2001 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -70.24% | -54.64% | -109.12% | -54.53% | -0.03% | +7,021 bps | |
| Return on Equity | n/a | n/a | n/a | -56.14% | -0.03% | n/a | |
| Net Interest Margin | n/a | 4.06% | 8.40% | 4.26% | 0.00% | n/a | |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Growth | |||||||
| Asset Growth (YoY) | 10.00% | 7.38% | 0.54% | 0.45% | 0.36% | -964 bps | |
| Loan Growth (YoY) | -100.00% | n/a | n/a | n/a | n/a | n/a | |
| Share Growth (YoY) | 438% | 348% | -85.52% | -8.18% | -44.27% | -48,218 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | |||||||
| Risk-Based Capital | n/a | n/a | n/a | 97.13% | 97.58% | n/a | |
| Net Worth / Assets | n/a | n/a | n/a | 97.13% | 97.58% | n/a | |
| Liquidity & Funding | |||||||
| Loans / Shares | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |