Bank of Ontario
Ontario, WI · Cert 21085 · Peer group: banks under $1B in assets in WI (n=110-113) · Ontario Bcorp Inc.
State charter, non-member · FDIC · 3 branches
Q2 2026
$79.0MAssets
$65.4MLoans
$67.4MDeposits
$11.0MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 96% of banks under $1B in assets in WI (rank 5 of 113).
- Widest gap: nonperforming loans / loans trails 98% of banks under $1B in assets in WI (rank 109 of 110).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
0.93%
Rank 80 of 113
Net Interest Margin
4.75%
Rank 5 of 113
Efficiency Ratio
61.32%
Rank 52 of 113
Equity / Assets
13.99%
Rank 20 of 113
Non-interest income vs. expense
Unfavorable gap of $2.3M · efficiency ratio beats 55% of banks under $1B in assets in WI | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.93% | 0.85% | 1.17% | 1.51% | Beats 29% | 80 / 113 | | |
| Return on Equity | 6.62% | 7.70% | 10.77% | 13.67% | Beats 18% | 93 / 113 | | |
| Net Interest Margin | 4.75% | 3.19% | 3.59% | 3.89% | Beats 96% | 5 / 113 | | |
| Efficiency Ratio | 61.32% | 54.61% | 62.43% | 71.88% | Beats 55% | 52 / 113 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 8.53% | 0.03% | 0.24% | 0.91% | Beats 2% | 109 / 110 | | |
| Net Charge-Offs / Loans | 0.01% | n/a | 0.00% | 0.01% | Beats 29% | 79 / 110 | | |
| Capital |
| Tier 1 Capital Ratio | 13.85% | 11.22% | 12.95% | 15.76% | Beats 62% | 43 / 113 | | |
| Total Risk-Based Capital Ratio | 13.85% | 11.57% | 13.59% | 16.73% | Beats 52% | 54 / 113 | | |
| Equity / Assets | 13.99% | 9.17% | 10.74% | 13.13% | Beats 82% | 20 / 113 | | |
| Liquidity & Funding |
| Loans / Deposits | 97.01% | 76.54% | 86.37% | 98.93% | 71st pctl | 32 / 112 | | |
| Loans / Assets | 82.80% | 63.07% | 71.33% | 78.84% | 82nd pctl | 20 / 113 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |