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Parkersburg, WV · Charter 21057 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$5.5MAssets
$3.8MLoans
$4.8MShares
$619KNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 87% of credit unions under $1B in assets (rank 213 of 1682).
- Widest gap: efficiency ratio trails 94% of credit unions under $1B in assets (rank 1576 of 1682).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
-0.18%
Rank 1,533 of 1,683
Net Interest Margin
3.92%
Rank 744 of 1,683
Efficiency Ratio
102.21%
Rank 1,576 of 1,682
Equity / Assets
11.34%
Rank 1,094 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.18% | 0.35% | 0.74% | 1.18% | Beats 9% | 1,533 / 1,683 | |
| Return on Equity | -1.62% | 2.67% | 5.89% | 8.74% | Beats 9% | 1,536 / 1,681 | |
| Net Interest Margin | 3.92% | 3.31% | 3.82% | 4.32% | Beats 56% | 744 / 1,683 | |
| Efficiency Ratio | 102.21% | 68.91% | 78.20% | 86.93% | Beats 6% | 1,576 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.08% | 0.26% | 0.65% | 1.29% | Beats 87% | 213 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.34% | 10.44% | 12.89% | 16.53% | Beats 35% | 1,094 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.34% | 10.44% | 12.89% | 16.53% | Beats 35% | 1,094 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 78.89% | 52.61% | 69.38% | 83.50% | 67th pctl | 551 / 1,683 | |
| Loans / Assets | 69.81% | 44.71% | 59.18% | 70.72% | 73rd pctl | 450 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |