PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Bank of Honolulu

Honolulu, HI · Cert 21029

FDIC

Q2 2000

$63.9MAssets
$38.5MLoans
$59.0MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of -3.15%, down 115 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 65.21% of deposits as of Q2 2000.

Return on Assets (YTD, annualized)

-3.15%-115 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ3 1998Q4 1998Q1 1999Q2 1999Q3 1999Q4 1999Q1 2000Q2 2000YoY ΔTrend
Earnings
Return on Assets-0.79%-2.69%-0.52%-2.00%-2.72%-3.02%-3.11%-3.15%-115 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)-4.21%-12.12%-20.02%-19.53%-23.70%-14.90%-10.64%-16.47%+306 bps
Loan Growth (YoY)-12.50%-13.58%-18.21%-24.94%-27.03%-25.57%-18.69%-12.18%+1,276 bps
Deposit Growth (YoY)-3.75%-11.24%-19.94%-18.76%-22.76%-13.53%-8.19%-14.78%+398 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits64.32%69.70%70.46%63.28%60.76%60.00%62.40%65.21%+193 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a