Fort Worth, TX · Charter 20990
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.27% | 0.23% | -0.09% | -0.08% | 0.02% | 0.04% | -0.30% | -0.19% | -11 bps | |
| Return on Equity | 1.27% | 1.04% | -0.42% | -0.38% | 0.10% | 0.20% | -1.40% | -0.87% | -49 bps | |
| Net Interest Margin | 3.42% | 3.59% | 3.41% | 3.74% | 3.93% | 4.00% | 3.76% | 3.87% | +13 bps | |
| Efficiency Ratio | 88.94% | 90.41% | 95.13% | 95.32% | 92.92% | 93.49% | 99.75% | 98.99% | +367 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -2.00% | -1.64% | -3.09% | -6.94% | -4.80% | -2.26% | -4.39% | -1.23% | +572 bps | |
| Loan Growth (YoY) | -10.90% | -15.13% | -12.81% | -11.25% | -10.48% | -6.51% | -4.25% | -2.44% | +882 bps | |
| Share Growth (YoY) | -2.41% | -2.52% | -3.99% | -8.73% | -6.17% | -2.88% | -5.40% | -1.37% | +736 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.31% | 0.17% | 0.11% | 0.40% | 0.26% | 0.26% | 0.30% | 0.07% | -34 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 21.20% | 21.87% | 20.56% | 21.48% | 22.26% | 22.38% | 21.45% | 21.70% | +22 bps | |
| Net Worth / Assets | 21.20% | 21.87% | 20.56% | 21.48% | 22.26% | 22.38% | 21.45% | 21.70% | +22 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 93.08% | 91.06% | 82.60% | 85.57% | 88.80% | 87.65% | 83.61% | 84.64% | -93 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |