PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Barnett Bk Treasure Coast

Port St. Lucie, FL · Cert 20956

FDIC

Q1 1996

$618.8MAssets
$458.8MLoans
$558.5MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 1.10%, down 3 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 82.15% of deposits as of Q1 1996.

Return on Assets (YTD, annualized)

1.10%-3 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q3 1994Q4 1994Q1 1995Q2 1995Q3 1995Q4 1995Q1 1996YoY ΔTrend
Earnings
Return on Assets1.09%1.11%1.16%1.13%1.13%1.21%1.24%1.10%-3 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/a-1.41%-4.44%-10.56%-2.58%-1.69%-28 bps
Loan Growth (YoY)n/an/an/a1.96%-3.25%-6.04%-1.59%-3.46%-542 bps
Deposit Growth (YoY)n/an/an/a-2.21%-3.17%-5.89%-1.97%-2.12%+9 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits84.87%86.52%82.60%83.30%84.79%86.39%82.93%82.15%-115 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a