Jamaica, NY · Charter 20885
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.43% | 0.53% | 0.05% | 0.51% | 0.64% | 0.75% | 0.91% | 0.94% | +43 bps | |
| Return on Equity | 5.23% | 6.14% | 0.58% | 5.84% | 7.25% | 8.10% | 9.90% | 9.88% | +405 bps | |
| Net Interest Margin | 3.38% | 3.59% | 3.78% | 3.90% | 4.00% | 4.17% | 4.55% | 4.55% | +66 bps | |
| Efficiency Ratio | 82.69% | 79.51% | 85.32% | 78.86% | 78.80% | 76.45% | 74.10% | 72.10% | -676 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.63% | -1.49% | 0.70% | 1.88% | 0.60% | 2.32% | 1.87% | 1.30% | -58 bps | |
| Loan Growth (YoY) | 10.99% | -1.34% | 4.94% | 6.43% | 3.61% | 14.01% | -2.00% | -7.34% | -1,377 bps | |
| Share Growth (YoY) | 1.27% | -2.20% | 0.30% | 1.38% | -0.15% | 1.89% | 0.97% | 0.29% | -108 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.20% | 0.83% | 0.30% | 0.36% | 0.36% | 0.41% | 0.44% | 0.70% | +34 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 8.18% | 8.66% | 8.41% | 8.67% | 8.80% | 9.21% | 9.20% | 9.51% | +84 bps | |
| Net Worth / Assets | 8.18% | 8.66% | 8.41% | 8.67% | 8.80% | 9.21% | 9.20% | 9.51% | +84 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 30.11% | 30.52% | 32.19% | 32.60% | 31.24% | 34.15% | 31.25% | 30.12% | -248 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |