Bridgeport, CT · Charter 20629
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Bridgeport-Stamford-Danbury, CT area (n=15). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
7
Asset Quality
13
Profitability
0
Liquidity
0
Efficiency
7
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Bridgeport, CT · Charter 20629
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.39% | 0.01% | -0.22% | -0.50% | -0.47% | -0.54% | -0.98% | -1.03% | -52 bps | |
| Return on Equity | -4.21% | 0.09% | -2.30% | -5.46% | -4.99% | -6.05% | -11.28% | -12.24% | -678 bps | |
| Net Interest Margin | 1.72% | 1.74% | 1.56% | 1.59% | 1.67% | 1.65% | 1.64% | 1.65% | +6 bps | |
| Efficiency Ratio | 117.09% | 101.96% | 125.23% | 128.90% | 127.10% | 128.32% | 130.73% | 133.70% | +480 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -0.54% | -1.73% | -3.67% | -1.23% | -4.79% | 0.76% | 0.05% | -0.79% | +44 bps | |
| Loan Growth (YoY) | -22.25% | -24.31% | -25.30% | -24.28% | -17.52% | -10.49% | -9.04% | -8.21% | +1,607 bps | |
| Share Growth (YoY) | -5.41% | -4.41% | -5.95% | -4.38% | -5.96% | -0.91% | -1.17% | -1.39% | +299 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.89% | 1.42% | 0.89% | 0.05% | 0.85% | 0.91% | 0.97% | 1.73% | +168 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.21% | 9.84% | 9.58% | 9.25% | 9.40% | 9.00% | 8.66% | 8.39% | -86 bps | |
| Net Worth / Assets | 9.21% | 9.84% | 9.58% | 9.25% | 9.40% | 9.00% | 8.66% | 8.39% | -86 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 22.61% | 21.69% | 19.85% | 19.20% | 19.83% | 19.59% | 18.27% | 17.87% | -133 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Bridgeport, CT · Charter 20629 · Peer group: credit unions under $1B in assets in the Bridgeport-Stamford-Danbury, CT area (n=15)
NCUA · 1 branch
Q2 2026
Return on Assets
-1.02%
Rank 15 of 15
Net Interest Margin
1.66%
Rank 15 of 15
Efficiency Ratio
133.20%
Rank 15 of 15
Equity / Assets
8.40%
Rank 14 of 15
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | -1.02% | 0.27% | 0.70% | 1.49% | Beats 0% | 15 / 15 | ||
| Return on Equity | -12.20% | 1.31% | 7.41% | 10.88% | Beats 0% | 15 / 15 | ||
| Net Interest Margin | 1.66% | 3.12% | 3.54% | 4.54% | Beats 0% | 15 / 15 | ||
| Efficiency Ratio | 133.20% | 72.95% | 80.00% | 90.09% | Beats 7% | 15 / 15 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 1.73% | 0.37% | 0.80% | 1.65% | Beats 13% | 14 / 15 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 8.40% | 8.68% | 11.88% | 17.06% | Beats 7% | 14 / 15 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 8.40% | 8.68% | 11.88% | 17.06% | Beats 7% | 14 / 15 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 17.87% | 19.00% | 41.54% | 81.34% | 7th pctl | 14 / 15 | ||
| Loans / Assets | 17.21% | 17.30% | 35.64% | 66.97% | 13th pctl | 13 / 15 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||