Johns Hopkins
Baltimore, MD · Charter 20623 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 4 branches
Q2 2026
$637.3MAssets
$342.2MLoans
$547.1MShares
$80.9MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 60% of credit unions under $1B in assets (rank 677 of 1683).
- Widest gap: efficiency ratio trails 71% of credit unions under $1B in assets (rank 1193 of 1682).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.65%
Rank 951 of 1,683
Net Interest Margin
3.99%
Rank 677 of 1,683
Efficiency Ratio
85.16%
Rank 1,193 of 1,682
Equity / Assets
12.70%
Rank 874 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.65% | 0.35% | 0.74% | 1.18% | Beats 43% | 951 / 1,683 | |
| Return on Equity | 5.12% | 2.67% | 5.89% | 8.74% | Beats 44% | 947 / 1,681 | |
| Net Interest Margin | 3.99% | 3.31% | 3.82% | 4.32% | Beats 60% | 677 / 1,683 | |
| Efficiency Ratio | 85.16% | 68.91% | 78.20% | 86.93% | Beats 29% | 1,193 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.65% | 0.26% | 0.65% | 1.29% | Beats 50% | 836 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.70% | 10.44% | 12.89% | 16.53% | Beats 48% | 874 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.70% | 10.44% | 12.89% | 16.53% | Beats 48% | 874 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 62.54% | 52.61% | 69.38% | 83.50% | 39th pctl | 1,032 / 1,683 | |
| Loans / Assets | 53.69% | 44.71% | 59.18% | 70.72% | 40th pctl | 1,007 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |