Allegent Community
Pittsburgh, PA · Charter 205 · Peer group: credit unions under $1B in assets in the Pittsburgh, PA area (n=78)
NCUA · 8 branches
Q2 2026
$281.3MAssets
$188.8MLoans
$230.7MShares
$48.5MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 68% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 25 of 78).
- Widest gap: return on assets trails 88% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 69 of 78).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.10%
Rank 69 of 78
Net Interest Margin
3.47%
Rank 48 of 78
Efficiency Ratio
93.52%
Rank 64 of 78
Equity / Assets
17.25%
Rank 25 of 78
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.10% | 0.37% | 0.83% | 1.31% | Beats 12% | 69 / 78 | | |
| Return on Equity | 0.59% | 1.73% | 5.71% | 9.08% | Beats 13% | 68 / 78 | | |
| Net Interest Margin | 3.47% | 3.17% | 3.63% | 4.21% | Beats 38% | 48 / 78 | | |
| Efficiency Ratio | 93.52% | 65.01% | 78.15% | 89.28% | Beats 19% | 64 / 78 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.46% | 0.40% | 0.84% | 1.97% | Beats 31% | 55 / 78 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 17.25% | 12.42% | 15.10% | 18.27% | Beats 68% | 25 / 78 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 17.25% | 12.42% | 15.10% | 18.27% | Beats 68% | 25 / 78 | | |
| Liquidity & Funding |
| Loans / Deposits | 81.83% | 34.83% | 50.41% | 71.84% | 87th pctl | 10 / 78 | | |
| Loans / Assets | 67.13% | 29.34% | 41.02% | 56.96% | 86th pctl | 11 / 78 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |