Brownsville City Employees
Brownsville, TX · Charter 20392 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 1 branch
Q2 2026
$6.8MAssets
$2.1MLoans
$4.6MShares
$2.2MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 94% of credit unions under $1B in assets in TX (rank 13 of 235).
- Widest gap: return on equity trails 76% of credit unions under $1B in assets in TX (rank 179 of 235).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.32%
Rank 155 of 235
Net Interest Margin
4.55%
Rank 44 of 235
Efficiency Ratio
82.82%
Rank 125 of 235
Equity / Assets
31.93%
Rank 13 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.32% | 0.17% | 0.57% | 1.10% | Beats 34% | 155 / 235 | | |
| Return on Equity | 1.01% | 1.03% | 4.30% | 7.58% | Beats 24% | 179 / 235 | | |
| Net Interest Margin | 4.55% | 3.32% | 3.89% | 4.35% | Beats 81% | 44 / 235 | | |
| Efficiency Ratio | 82.82% | 70.60% | 82.00% | 91.57% | Beats 47% | 125 / 235 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.42% | 0.20% | 0.59% | 1.14% | Beats 62% | 91 / 235 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 31.93% | 11.30% | 14.41% | 19.49% | Beats 94% | 13 / 235 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 31.93% | 11.30% | 14.41% | 19.49% | Beats 94% | 13 / 235 | | |
| Liquidity & Funding |
| Loans / Deposits | 46.71% | 54.18% | 67.38% | 81.66% | 15th pctl | 200 / 235 | | |
| Loans / Assets | 31.24% | 43.80% | 56.63% | 68.64% | 9th pctl | 214 / 235 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |