Teaneck, NJ · Charter 2021
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.56% | 0.55% | 0.26% | 0.44% | 0.25% | 0.19% | -0.70% | -0.18% | -62 bps | |
| Return on Equity | 4.04% | 4.11% | 2.07% | 3.40% | 1.99% | 1.50% | -5.66% | -1.45% | -485 bps | |
| Net Interest Margin | 3.04% | 2.96% | 2.72% | 2.85% | 2.81% | 2.79% | 2.93% | 2.86% | +2 bps | |
| Efficiency Ratio | 80.34% | 80.70% | 91.18% | 85.80% | 85.76% | 88.25% | 121.68% | 105.21% | +1,942 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.13% | 2.41% | 9.05% | 9.22% | 10.80% | 7.35% | -0.17% | 1.93% | -730 bps | |
| Loan Growth (YoY) | 7.06% | 5.66% | 3.79% | 2.01% | -1.66% | -2.41% | -11.94% | -11.83% | -1,384 bps | |
| Share Growth (YoY) | 0.59% | 2.08% | 9.74% | 9.87% | 11.93% | 8.14% | -0.24% | 1.78% | -809 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.63% | 2.47% | 9.45% | 10.16% | 6.04% | 2.55% | 1.66% | 1.99% | -816 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 13.81% | 13.34% | 12.59% | 12.82% | 12.68% | 12.51% | 12.44% | 12.35% | -46 bps | |
| Net Worth / Assets | 13.81% | 13.34% | 12.59% | 12.82% | 12.68% | 12.51% | 12.44% | 12.35% | -46 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 51.87% | 48.98% | 47.47% | 46.79% | 45.57% | 44.20% | 41.90% | 40.54% | -626 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |