PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Bank of America-Alaska NA

Anchorage, AK · Cert 20209

FDIC

Q4 1996

$224.5MAssets
$195.8MLoans
$175.1MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of -0.64%, down 100 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 111.83% of deposits as of Q4 1996.

Return on Assets (YTD, annualized)

-0.64%-100 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ1 1995Q2 1995Q3 1995Q4 1995Q1 1996Q2 1996Q3 1996Q4 1996YoY ΔTrend
Earnings
Return on Assets0.25%0.32%0.24%0.36%-4.98%-2.10%-1.23%-0.64%-100 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)4.44%11.42%21.57%24.89%21.00%17.18%1.93%-4.82%-2,971 bps
Loan Growth (YoY)25.08%24.26%40.79%41.26%33.71%25.71%2.47%-5.87%-4,713 bps
Deposit Growth (YoY)4.28%7.81%8.48%9.33%2.53%6.54%4.58%4.52%-481 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits98.63%105.40%118.16%124.17%128.62%124.36%115.77%111.83%-1,234 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a