Shell Belpre
Belpre, OH · Charter 20204 · Peer group: credit unions under $1B in assets (n=1,675-1,678)
NCUA · 1 branch
Q1 2025
$6.0MAssets
$2.1MLoans
$4.8MShares
$1.2MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 86% of credit unions under $1B in assets (rank 233 of 1678).
- Widest gap: net interest margin trails 82% of credit unions under $1B in assets (rank 1374 of 1677).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.47%
Rank 1,050 of 1,678
Net Interest Margin
2.94%
Rank 1,374 of 1,677
Efficiency Ratio
86.36%
Rank 1,187 of 1,675
Equity / Assets
19.34%
Rank 232 of 1,677
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.47% | 0.24% | 0.67% | 1.21% | Beats 37% | 1,050 / 1,678 | |
| Return on Equity | 2.42% | 1.96% | 5.37% | 8.99% | Beats 28% | 1,207 / 1,675 | |
| Net Interest Margin | 2.94% | 3.12% | 3.67% | 4.25% | Beats 18% | 1,374 / 1,677 | |
| Efficiency Ratio | 86.36% | 68.92% | 78.89% | 88.44% | Beats 29% | 1,187 / 1,675 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.40% | 0.21% | 0.58% | 1.19% | Beats 21% | 1,333 / 1,676 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 19.34% | 10.02% | 12.33% | 15.89% | Beats 86% | 233 / 1,678 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 19.34% | 10.02% | 12.33% | 15.89% | Beats 86% | 232 / 1,677 | |
| Liquidity & Funding |
| Loans / Deposits | 44.54% | 54.28% | 70.33% | 83.29% | 14th pctl | 1,445 / 1,677 | |
| Loans / Assets | 35.82% | 46.21% | 59.98% | 70.96% | 12th pctl | 1,479 / 1,677 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |