Sunwest Bank
Sandy, UT · Cert 20164 · Peer group: banks $1B-$10B in assets in the Los Angeles-Long Beach-Anaheim, CA area (n=17-19) · H Bcorp LLC
State charter, non-member · FDIC · 9 branches
Q2 2026
$4.4BAssets
$3.5BLoans
$3.4BDeposits
$412.0MEquity
Executive Summary
- Strongest standing: return on equity outperforms 84% of banks $1B-$10B in assets in the Los Angeles-Long Beach-Anaheim, CA area (rank 3 of 19).
- Widest gap: tier 1 capital ratio trails 100% of banks $1B-$10B in assets in the Los Angeles-Long Beach-Anaheim, CA area (rank 19 of 19).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.57%
Rank 5 of 19
Net Interest Margin
4.04%
Rank 3 of 19
Efficiency Ratio
61.60%
Rank 19 of 19
Equity / Assets
9.35%
Rank 17 of 19
Non-interest income vs. expense
Unfavorable gap of $102.4M · efficiency ratio beats 5% of banks $1B-$10B in assets in the Los Angeles-Long Beach-Anaheim, CA area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.57% | 1.10% | 1.26% | 1.57% | Beats 74% | 5 / 19 | |
| Return on Equity | 16.75% | 8.62% | 11.28% | 14.70% | Beats 84% | 3 / 19 | |
| Net Interest Margin | 4.04% | 3.07% | 3.30% | 3.62% | Beats 84% | 3 / 19 | |
| Efficiency Ratio | 61.60% | 33.01% | 51.12% | 56.65% | Beats 5% | 19 / 19 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.60% | 0.37% | 0.80% | 1.55% | Beats 65% | 7 / 17 | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.01% | 0.05% | Beats 82% | 5 / 17 | |
| Capital |
| Tier 1 Capital Ratio | 10.40% | 12.10% | 14.67% | 23.92% | Beats 0% | 19 / 19 | |
| Total Risk-Based Capital Ratio | 11.66% | 13.35% | 14.67% | 24.05% | Beats 5% | 18 / 19 | |
| Equity / Assets | 9.35% | 9.84% | 11.18% | 14.01% | Beats 11% | 17 / 19 | |
| Liquidity & Funding |
| Loans / Deposits | 103.69% | 79.34% | 95.16% | 100.04% | 84th pctl | 3 / 19 | |
| Loans / Assets | 79.85% | 69.86% | 77.55% | 83.04% | 53rd pctl | 9 / 19 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |