PackageTrendsPeer
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Peterson Bank

Chicago, IL · Cert 20151

FDIC

Q1 1997

$198.4MAssets
$115.7MLoans
$173.5MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 0.60%, down 12 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 66.67% of deposits as of Q1 1997.

Return on Assets (YTD, annualized)

0.60%-12 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ2 1995Q3 1995Q4 1995Q1 1996Q2 1996Q3 1996Q4 1996Q1 1997YoY ΔTrend
Earnings
Return on Assets0.47%0.57%0.66%0.72%0.72%0.71%0.63%0.60%-12 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)8.68%12.66%6.68%-2.92%5.17%-3.35%9.22%11.86%+1,478 bps
Loan Growth (YoY)11.06%15.54%29.61%10.36%15.24%22.34%6.97%9.91%-44 bps
Deposit Growth (YoY)-0.04%4.61%2.45%0.13%10.87%-1.39%8.32%13.00%+1,287 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits63.84%59.40%66.52%68.54%66.36%73.69%65.69%66.67%-187 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a