Alexandria, VA · Charter 20061
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.92% | 0.63% | -0.66% | -0.25% | -0.08% | -0.07% | 0.05% | 0.16% | +40 bps | |
| Return on Equity | 8.77% | 6.30% | -6.92% | -2.58% | -0.79% | -0.69% | 0.47% | 1.48% | +406 bps | |
| Net Interest Margin | 3.06% | 2.94% | 2.70% | 2.84% | 2.95% | 3.14% | 3.48% | 3.27% | +42 bps | |
| Efficiency Ratio | 62.10% | 67.19% | 95.36% | 90.53% | 89.54% | 88.64% | 89.50% | 90.69% | +16 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -2.63% | -1.64% | -0.61% | 0.54% | 5.96% | -3.70% | -11.78% | -7.86% | -840 bps | |
| Loan Growth (YoY) | 0.02% | -2.67% | 0.97% | 3.42% | 2.64% | 2.81% | -2.83% | -6.10% | -952 bps | |
| Share Growth (YoY) | -6.91% | -2.71% | -1.63% | 0.62% | 7.31% | -0.66% | -15.55% | -12.56% | -1,318 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.48% | 0.55% | 0.34% | 0.45% | 0.89% | 1.10% | 1.03% | 1.53% | +108 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.53% | 10.01% | 9.48% | 9.59% | 9.85% | 10.32% | 10.86% | 10.54% | +95 bps | |
| Net Worth / Assets | 10.53% | 10.01% | 9.48% | 9.59% | 9.85% | 10.32% | 10.86% | 10.54% | +95 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 103.76% | 97.16% | 96.29% | 98.78% | 99.24% | 100.56% | 110.79% | 106.08% | +730 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |