Alexandria, VA · Charter 20061
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Washington-Arlington-Alexandria, DC-VA-MD-WV area (n=60 to 61). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
33
Asset Quality
35
Profitability
37
Liquidity
0
Efficiency
33
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Alexandria, VA · Charter 20061
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.25% | -0.08% | -0.07% | 0.05% | 0.16% | +40 bps | |
| Return on Equity | -2.58% | -0.79% | -0.69% | 0.47% | 1.48% | +406 bps | |
| Net Interest Margin | 2.84% | 2.95% | 3.14% | 3.48% | 3.27% | +42 bps | |
| Efficiency Ratio | 90.53% | 89.54% | 88.64% | 89.50% | 90.69% | +16 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 0.54% | 5.96% | -3.70% | -11.78% | -7.86% | -840 bps | |
| Loan Growth (YoY) | 3.42% | 2.64% | 2.81% | -2.83% | -6.10% | -952 bps | |
| Share Growth (YoY) | 0.62% | 7.31% | -0.66% | -15.55% | -12.56% | -1,318 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.45% | 0.89% | 1.10% | 1.03% | 1.53% | +108 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 9.59% | 9.85% | 10.32% | 10.86% | 10.54% | +95 bps | |
| Net Worth / Assets | 9.59% | 9.85% | 10.32% | 10.86% | 10.54% | +95 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 98.78% | 99.24% | 100.56% | 110.79% | 106.08% | +730 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Alexandria, VA · Charter 20061 · Peer group: credit unions under $1B in assets in the Washington-Arlington-Alexandria, DC-VA-MD-WV area (n=60-61)
NCUA · 1 branch
Q2 2026
Return on Assets
0.16%
Rank 38 of 61
Net Interest Margin
3.27%
Rank 38 of 61
Efficiency Ratio
90.70%
Rank 41 of 60
Equity / Assets
10.54%
Rank 41 of 61
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.16% | -0.02% | 0.37% | 0.88% | Beats 38% | 38 / 61 | |
| Return on Equity | 1.48% | -0.25% | 2.65% | 5.53% | Beats 36% | 39 / 61 | |
| Net Interest Margin | 3.27% | 3.07% | 3.57% | 4.09% | Beats 38% | 38 / 61 | |
| Efficiency Ratio | 90.70% | 71.78% | 87.58% | 95.00% | Beats 33% | 41 / 60 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 1.53% | 0.44% | 1.06% | 1.85% | Beats 35% | 40 / 60 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 10.54% | 9.78% | 12.37% | 17.30% | Beats 33% | 41 / 61 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 10.54% | 9.78% | 12.37% | 17.30% | Beats 33% | 41 / 61 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 106.08% | 37.27% | 62.33% | 76.91% | 97th pctl | 2 / 61 | |
| Loans / Assets | 82.73% | 30.13% | 54.75% | 64.37% | 95th pctl | 3 / 61 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||