Eastern National Bank
Miami, FL · Cert 20026 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · Corpofin CA
National charter · OCC · 4 branches
Q2 2026
$65.2MAssets
$45.4MLoans
$57.6MDeposits
$5.6MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets operating in a single state (rank 185 of 743).
- Widest gap: return on equity trails 100% of banks under $1B in assets operating in a single state (rank 745 of 746).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
-7.50%
Rank 744 of 746
Net Interest Margin
4.28%
Rank 152 of 746
Efficiency Ratio
270%
Rank 743 of 746
Equity / Assets
8.61%
Rank 589 of 746
Non-interest income vs. expense
Unfavorable gap of $8.8M · efficiency ratio beats 1% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -7.50% | 0.72% | 1.06% | 1.45% | Beats 0% | 744 / 746 | |
| Return on Equity | -87.13% | 6.74% | 10.51% | 13.63% | Beats 0% | 745 / 746 | |
| Net Interest Margin | 4.28% | 3.17% | 3.68% | 4.16% | Beats 80% | 152 / 746 | |
| Efficiency Ratio | 270% | 55.74% | 64.58% | 75.47% | Beats 1% | 743 / 746 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.08% | 0.09% | 0.42% | 1.07% | Beats 75% | 185 / 743 | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.01% | 0.05% | Beats 100% | 185 / 743 | |
| Capital |
| Tier 1 Capital Ratio | 13.92% | 11.55% | 13.75% | 17.60% | Beats 51% | 362 / 746 | |
| Total Risk-Based Capital Ratio | 15.17% | 11.71% | 14.33% | 18.43% | Beats 57% | 320 / 746 | |
| Equity / Assets | 8.61% | 8.90% | 10.51% | 13.06% | Beats 21% | 589 / 746 | |
| Liquidity & Funding |
| Loans / Deposits | 78.82% | 61.31% | 78.27% | 90.78% | 51st pctl | 363 / 746 | |
| Loans / Assets | 69.69% | 53.60% | 66.97% | 76.08% | 57th pctl | 323 / 746 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |