New Orleans, LA · Charter 19985
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.24% | 0.03% | 0.11% | 0.58% | 0.54% | 0.64% | 0.25% | 0.36% | -21 bps | |
| Return on Equity | 2.90% | 0.06% | 0.26% | 1.41% | 1.34% | 1.62% | 0.64% | 0.94% | -46 bps | |
| Net Interest Margin | 5.96% | 5.90% | 6.55% | 6.43% | 6.06% | 5.84% | 5.51% | 5.28% | -115 bps | |
| Efficiency Ratio | 79.71% | 79.34% | 98.43% | 91.32% | 91.31% | 89.60% | 95.50% | 93.26% | +194 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 2.67% | 4.24% | 4.92% | 3.45% | 4.18% | 7.43% | 5.06% | 7.82% | +437 bps | |
| Loan Growth (YoY) | -8.36% | -9.72% | -2.59% | -2.10% | -9.11% | -5.48% | -10.17% | -10.97% | -887 bps | |
| Share Growth (YoY) | 4.58% | 7.51% | 9.38% | 7.06% | 8.22% | 11.77% | 7.34% | 12.38% | +532 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 9.46% | 7.86% | 5.83% | 5.64% | 7.06% | 9.37% | 10.48% | 12.08% | +645 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 2.43% | 2.44% | 2.73% | 3.21% | 3.35% | 2.94% | 3.09% | 2.64% | -57 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 42.67% | 42.10% | 41.04% | 41.03% | 40.50% | 39.83% | 39.74% | 38.59% | -244 bps | |
| Net Worth / Assets | 42.67% | 42.10% | 41.04% | 41.03% | 40.50% | 39.83% | 39.74% | 38.59% | -244 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 142.25% | 142.97% | 137.09% | 125.52% | 119.47% | 120.90% | 114.72% | 99.44% | -2,608 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |