New Orleans, LA · Charter 19985
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the New Orleans-Metairie, LA area (n=28 to 29). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
90
Asset Quality
3
Profitability
54
Liquidity
0
Efficiency
38
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
New Orleans, LA · Charter 19985
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.58% | 0.54% | 0.64% | 0.25% | 0.36% | -21 bps | |
| Return on Equity | 1.41% | 1.34% | 1.62% | 0.64% | 0.94% | -46 bps | |
| Net Interest Margin | 6.43% | 6.06% | 5.84% | 5.51% | 5.28% | -115 bps | |
| Efficiency Ratio | 91.32% | 91.31% | 89.60% | 95.50% | 93.26% | +194 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 3.45% | 4.18% | 7.43% | 5.06% | 7.82% | +437 bps | |
| Loan Growth (YoY) | -2.10% | -9.11% | -5.48% | -10.17% | -10.97% | -887 bps | |
| Share Growth (YoY) | 7.06% | 8.22% | 11.77% | 7.34% | 12.38% | +532 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 5.64% | 7.06% | 9.37% | 10.48% | 12.08% | +645 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 3.21% | 3.35% | 2.94% | 3.09% | 2.64% | -57 bps | |
| Capital | |||||||
| Risk-Based Capital | 41.03% | 40.50% | 39.83% | 39.74% | 38.59% | -244 bps | |
| Net Worth / Assets | 41.03% | 40.50% | 39.83% | 39.74% | 38.59% | -244 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 125.52% | 119.47% | 120.90% | 114.72% | 99.44% | -2,608 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
New Orleans, LA · Charter 19985 · Peer group: credit unions under $1B in assets in the New Orleans-Metairie, LA area (n=28-29)
NCUA · 1 branch
Q2 2026
Return on Assets
0.39%
Rank 15 of 29
Net Interest Margin
5.28%
Rank 5 of 29
Efficiency Ratio
94.55%
Rank 19 of 29
Equity / Assets
38.56%
Rank 3 of 29
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.39% | -0.27% | 0.39% | 0.68% | Beats 48% | 15 / 29 | |
| Return on Equity | 1.01% | 0.64% | 2.28% | 5.24% | Beats 32% | 19 / 28 | |
| Net Interest Margin | 5.28% | 3.88% | 4.49% | 4.89% | Beats 83% | 5 / 29 | |
| Efficiency Ratio | 94.55% | 77.78% | 86.62% | 97.23% | Beats 38% | 19 / 29 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 12.07% | 0.22% | 1.19% | 2.21% | Beats 3% | 29 / 29 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 38.56% | 11.89% | 14.07% | 21.10% | Beats 90% | 3 / 29 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 38.56% | 11.89% | 14.07% | 21.10% | Beats 90% | 3 / 29 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 99.44% | 45.57% | 67.88% | 82.54% | 97th pctl | 1 / 29 | |
| Loans / Assets | 60.75% | 34.60% | 52.32% | 69.33% | 62nd pctl | 11 / 29 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||