PackageTrendsPeer
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Midamerica Bank Hudson

Hudson, WI · Cert 19968

FDIC

Q1 2000

$40.0MAssets
$22.1MLoans
$34.7MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 0.93%, down 59 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 63.81% of deposits as of Q1 2000.

Return on Assets (YTD, annualized)

0.93%-59 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ2 1998Q3 1998Q4 1998Q1 1999Q2 1999Q3 1999Q4 1999Q1 2000YoY ΔTrend
Earnings
Return on Assets2.15%0.56%0.40%1.52%1.29%1.29%0.88%0.93%-59 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)-2.83%-10.16%-18.25%-26.92%-27.03%-13.38%-12.61%1.73%+2,865 bps
Loan Growth (YoY)-7.97%-16.76%-40.09%-46.55%-38.67%-34.42%-17.07%-10.23%+3,632 bps
Deposit Growth (YoY)-0.90%-4.17%-15.68%-21.80%-24.15%-18.73%-15.33%-1.26%+2,054 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits96.69%85.52%68.45%70.18%78.17%69.01%67.04%63.81%-637 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a