Rockdale
Rockdale, TX · Charter 19926 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 2 branches
Q2 2026
$108.2MAssets
$54.8MLoans
$96.9MShares
$12.6MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 93% of credit unions under $1B in assets in TX (rank 16 of 235).
- Widest gap: equity / assets trails 71% of credit unions under $1B in assets in TX (rank 167 of 235).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.42%
Rank 39 of 235
Net Interest Margin
3.84%
Rank 125 of 235
Efficiency Ratio
70.50%
Rank 58 of 235
Equity / Assets
11.65%
Rank 167 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.42% | 0.17% | 0.57% | 1.10% | Beats 83% | 39 / 235 | |
| Return on Equity | 12.18% | 1.03% | 4.30% | 7.58% | Beats 93% | 16 / 235 | |
| Net Interest Margin | 3.84% | 3.32% | 3.89% | 4.35% | Beats 47% | 125 / 235 | |
| Efficiency Ratio | 70.50% | 70.60% | 82.00% | 91.57% | Beats 76% | 58 / 235 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.08% | 0.20% | 0.59% | 1.14% | Beats 86% | 34 / 235 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.65% | 11.30% | 14.41% | 19.49% | Beats 29% | 167 / 235 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.65% | 11.30% | 14.41% | 19.49% | Beats 29% | 167 / 235 | |
| Liquidity & Funding |
| Loans / Deposits | 56.49% | 54.18% | 67.38% | 81.66% | 28th pctl | 169 / 235 | |
| Loans / Assets | 50.61% | 43.80% | 56.63% | 68.64% | 37th pctl | 148 / 235 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |