Butte Community
Butte, MT · Charter 19896 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$37.7MAssets
$26.3MLoans
$34.2MShares
$3.0MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 65% of credit unions under $1B in assets (rank 591 of 1682).
- Widest gap: equity / assets trails 97% of credit unions under $1B in assets (rank 1632 of 1683).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.18%
Rank 1,401 of 1,683
Net Interest Margin
3.17%
Rank 1,353 of 1,683
Efficiency Ratio
87.07%
Rank 1,267 of 1,682
Equity / Assets
7.86%
Rank 1,632 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.18% | 0.35% | 0.74% | 1.18% | Beats 17% | 1,401 / 1,683 | | |
| Return on Equity | 2.23% | 2.67% | 5.89% | 8.74% | Beats 22% | 1,319 / 1,681 | | |
| Net Interest Margin | 3.17% | 3.31% | 3.82% | 4.32% | Beats 20% | 1,353 / 1,683 | | |
| Efficiency Ratio | 87.07% | 68.91% | 78.20% | 86.93% | Beats 25% | 1,267 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.41% | 0.26% | 0.65% | 1.29% | Beats 65% | 591 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 7.86% | 10.44% | 12.89% | 16.53% | Beats 3% | 1,632 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 7.86% | 10.44% | 12.89% | 16.53% | Beats 3% | 1,632 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 76.73% | 52.61% | 69.38% | 83.50% | 63rd pctl | 619 / 1,683 | | |
| Loans / Assets | 69.78% | 44.71% | 59.18% | 70.72% | 73rd pctl | 453 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |