PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Service Bank of Tonkawa

Tonkawa, OK · Cert 19860

FDIC

Q2 1996

$18.6MAssets
$13.7MLoans
$16.6MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 1.03%, down 3 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 82.88% of deposits as of Q2 1996.

Return on Assets (YTD, annualized)

1.03%-3 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ3 1994Q4 1994Q1 1995Q2 1995Q3 1995Q4 1995Q1 1996Q2 1996YoY ΔTrend
Earnings
Return on Assets1.40%1.16%1.05%1.06%1.03%0.95%0.92%1.03%-3 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/a-1.31%-0.64%1.67%-2.53%-1.26%-2.60%-196 bps
Loan Growth (YoY)n/an/a2.54%-1.32%2.51%-2.40%-0.17%0.05%+137 bps
Deposit Growth (YoY)n/an/a-2.00%-1.66%1.34%-3.63%-2.56%-3.93%-227 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits79.76%81.41%78.00%79.59%80.69%82.45%79.91%82.88%+330 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a