Advanz
Louisville, KY · Charter 19853 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 6 branches
Q2 2026
$161.6MAssets
$69.8MLoans
$135.5MShares
$25.3MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 71% of credit unions under $1B in assets (rank 483 of 1683).
- Widest gap: net interest margin trails 68% of credit unions under $1B in assets (rank 1146 of 1683).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
0.78%
Rank 803 of 1,683
Net Interest Margin
3.47%
Rank 1,146 of 1,683
Efficiency Ratio
77.49%
Rank 803 of 1,682
Equity / Assets
15.63%
Rank 483 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.78% | 0.35% | 0.74% | 1.18% | Beats 52% | 803 / 1,683 | | |
| Return on Equity | 4.97% | 2.67% | 5.89% | 8.74% | Beats 43% | 960 / 1,681 | | |
| Net Interest Margin | 3.47% | 3.31% | 3.82% | 4.32% | Beats 32% | 1,146 / 1,683 | | |
| Efficiency Ratio | 77.49% | 68.91% | 78.20% | 86.93% | Beats 52% | 803 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.54% | 0.26% | 0.65% | 1.29% | Beats 57% | 727 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.63% | 10.44% | 12.89% | 16.53% | Beats 71% | 483 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.63% | 10.44% | 12.89% | 16.53% | Beats 71% | 483 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 51.52% | 52.61% | 69.38% | 83.50% | 23rd pctl | 1,291 / 1,683 | | |
| Loans / Assets | 43.20% | 44.71% | 59.18% | 70.72% | 23rd pctl | 1,291 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |