Abbybank
Abbotsford, WI · Cert 19795 · Peer group: banks under $1B in assets in WI (n=110-113) · Abby Bcorp Inc.
State charter, non-member · FDIC · 9 branches
Q2 2026
$662.2MAssets
$440.3MLoans
$580.2MDeposits
$52.5MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 64% of banks under $1B in assets in WI (rank 44 of 110).
- Widest gap: equity / assets trails 90% of banks under $1B in assets in WI (rank 102 of 113).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
0.85%
Rank 85 of 113
Net Interest Margin
3.20%
Rank 84 of 113
Efficiency Ratio
69.19%
Rank 77 of 113
Equity / Assets
7.93%
Rank 102 of 113
Non-interest income vs. expense
Unfavorable gap of $14.0M · efficiency ratio beats 33% of banks under $1B in assets in WI | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.85% | 0.85% | 1.17% | 1.51% | Beats 25% | 85 / 113 | | |
| Return on Equity | 10.77% | 7.70% | 10.77% | 13.67% | Beats 50% | 57 / 113 | | |
| Net Interest Margin | 3.20% | 3.19% | 3.59% | 3.89% | Beats 26% | 84 / 113 | | |
| Efficiency Ratio | 69.19% | 54.61% | 62.43% | 71.88% | Beats 33% | 77 / 113 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.34% | 0.03% | 0.24% | 0.91% | Beats 16% | 93 / 110 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.01% | Beats 64% | 44 / 110 | | |
| Capital |
| Tier 1 Capital Ratio | 12.76% | 11.22% | 12.95% | 15.76% | Beats 47% | 60 / 113 | | |
| Total Risk-Based Capital Ratio | 13.78% | 11.57% | 13.59% | 16.73% | Beats 51% | 55 / 113 | | |
| Equity / Assets | 7.93% | 9.17% | 10.74% | 13.13% | Beats 10% | 102 / 113 | | |
| Liquidity & Funding |
| Loans / Deposits | 75.89% | 76.54% | 86.37% | 98.93% | 24th pctl | 85 / 112 | | |
| Loans / Assets | 66.49% | 63.07% | 71.33% | 78.84% | 31st pctl | 78 / 113 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |