Omaha, NE · Cert 19742 · Ameriwest Corp.
State charter, Fed member · FED · 2 branches
Q2 2026
Market Position · Omaha, NE-IA · 2026 SOD (annual) · 0.8% share · #18 of 77 inst. · $0.3B of $42.7B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.50% | 1.12% | 1.39% | 1.47% | 1.49% | 1.46% | 1.41% | 1.45% | -2 bps | |
| Return on Equity | 11.99% | 9.72% | 12.93% | 13.54% | 13.55% | 13.34% | 12.76% | 12.90% | -64 bps | |
| Net Interest Margin | 3.87% | 3.40% | 3.68% | 3.81% | 3.85% | 4.03% | 3.97% | 3.95% | +15 bps | |
| Efficiency Ratio | 54.57% | 63.53% | 56.94% | 53.87% | 53.62% | 53.81% | 56.49% | 54.02% | +14 bps | |
| Non-Interest Burden | 2.03% | 1.92% | 1.97% | 1.94% | 1.93% | 1.93% | 2.13% | 2.00% | +6 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 8.69% | 8.89% | 10.54% | 14.60% | 9.31% | 10.40% | 3.98% | 2.68% | -1,192 bps | |
| Loan Growth (YoY) | 14.08% | 13.11% | 9.07% | 11.63% | 9.89% | 9.03% | 8.67% | 14.59% | +295 bps | |
| Deposit Growth (YoY) | 9.42% | 13.07% | 14.08% | 18.08% | 11.75% | 6.06% | 1.32% | 2.65% | -1,542 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.00% | 0.00% | 0.00% | 0.69% | 0.00% | 0.00% | 0.14% | 0.10% | -60 bps | |
| Net Charge-Offs / Loans | 0.00% | -0.01% | -0.01% | -0.01% | 0.09% | -0.01% | -0.01% | 0.03% | +5 bps | |
| Allowance / Loans | 2.09% | 2.01% | 1.99% | 1.96% | 1.91% | 2.03% | 2.02% | 1.92% | -4 bps | |
| Allowance Coverage of NPLs | n/a | n/a | n/a | 2.8x | n/a | 5275.0x | 14.7x | 19.9x | +17.0x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 12.66% | 10.94% | 11.16% | 11.11% | 11.14% | 10.57% | 11.50% | 11.36% | +25 bps | |
| Total Risk-Based Capital | 12.66% | 10.94% | 11.16% | 11.11% | 11.14% | 10.57% | 11.50% | 11.36% | +25 bps | |
| Equity / Assets | 12.36% | 10.70% | 10.83% | 10.85% | 11.14% | 10.81% | 11.25% | 11.27% | +43 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 75.64% | 77.22% | 74.53% | 73.27% | 74.38% | 79.39% | 79.94% | 81.79% | +852 bps | |
| Liquid Assets / Assets | 6.16% | 3.29% | 7.11% | 6.25% | 5.47% | 2.40% | 2.40% | 1.72% | -453 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 423% | 448% | 432% | n/a | n/a | |