PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

St. Anthony Community Hospital Emp.

Warwick, NY · Charter 19712

Q2 1999

$622KAssets
$239KLoans
$516KShares
n/aNet Worth

Executive Summary

  • Earnings: ROA of 5.58%, up 218 bps year over year.
  • Asset quality: problem loans at 5.66% of loans (-23 bps YoY).
  • Funding: loans stand at 46.24% of shares as of Q2 1999.

Return on Assets (quarter, annualized)

5.58%+218 bps YoY

Net Interest Margin (quarter, annualized)

n/a
n/a

Efficiency Ratio (quarter, annualized)

n/a
n/a

Net Worth / Assets

n/a
n/a

Discrete quarter, annualized.

MetricQ4 1995Q2 1996Q4 1996Q2 1997Q4 1997Q2 1998Q4 1998Q2 1999YoY ΔTrend
Earnings
Return on Assets5.26%4.32%4.34%3.40%4.21%1.27%4.45%5.58%+218 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/a17.58%16.63%18.25%30.31%11.52%-3.99%-8.31%-2,656 bps
Loan Growth (YoY)n/a19.54%3.64%1.39%15.77%25.57%40.63%18.39%+1,700 bps
Share Growth (YoY)n/a14.00%13.94%15.76%30.72%12.71%-8.85%-12.21%-2,798 bps
Asset Quality
Delinquent Loans / Loans1.27%1.07%2.99%5.89%4.13%5.61%5.66%5.66%-23 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loans1.39%1.88%1.35%1.73%1.90%4.61%0.89%0.89%-84 bps
Capital
Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares45.67%31.70%30.62%34.29%40.45%35.32%47.25%46.24%+1,195 bps
Liquid Assets / Assets27.53%31.26%35.23%56.91%42.42%45.13%49.25%50.15%-676 bps