Texasbank
Fort Worth, TX · Cert 19559 · Peer group: banks $1B-$10B in assets in the Dallas-Fort Worth-Arlington, TX area (n=20) · Texas Banc Financial Corp.
State charter, non-member · FDIC · 19 branches
Q2 2026
$2.5BAssets
$2.1BLoans
$2.0BDeposits
$313.6MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 85% of banks $1B-$10B in assets in the Dallas-Fort Worth-Arlington, TX area (rank 3 of 20).
- Widest gap: net charge-offs / loans trails 65% of banks $1B-$10B in assets in the Dallas-Fort Worth-Arlington, TX area (rank 14 of 20).
- Overall: at or above the peer median on 8 of 9 directional measures.
Return on Assets
1.80%
Rank 6 of 20
Net Interest Margin
4.72%
Rank 3 of 20
Efficiency Ratio
52.77%
Rank 7 of 20
Equity / Assets
12.65%
Rank 6 of 20
Non-interest income vs. expense
Unfavorable gap of $52.9M · efficiency ratio beats 70% of banks $1B-$10B in assets in the Dallas-Fort Worth-Arlington, TX area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.80% | 0.68% | 1.15% | 1.86% | Beats 70% | 6 / 20 | |
| Return on Equity | 14.25% | 7.45% | 10.95% | 14.25% | Beats 75% | 5 / 20 | |
| Net Interest Margin | 4.72% | 2.87% | 3.58% | 4.28% | Beats 85% | 3 / 20 | |
| Efficiency Ratio | 52.77% | 52.33% | 65.48% | 74.79% | Beats 70% | 7 / 20 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.41% | 0.18% | 0.42% | 1.54% | Beats 55% | 10 / 20 | |
| Net Charge-Offs / Loans | 0.06% | 0.00% | 0.02% | 0.14% | Beats 35% | 14 / 20 | |
| Capital |
| Tier 1 Capital Ratio | 17.39% | 13.35% | 15.71% | 17.39% | Beats 75% | 5 / 20 | |
| Total Risk-Based Capital Ratio | 18.64% | 14.55% | 16.02% | 18.64% | Beats 75% | 5 / 20 | |
| Equity / Assets | 12.65% | 9.74% | 11.64% | 13.21% | Beats 70% | 6 / 20 | |
| Liquidity & Funding |
| Loans / Deposits | 106.54% | 72.63% | 81.14% | 96.60% | 95th pctl | 1 / 20 | |
| Loans / Assets | 86.25% | 60.26% | 69.54% | 79.68% | 90th pctl | 2 / 20 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |