Providence Health System
Portland, OR · Charter 19522 · Peer group: credit unions under $1B in assets (n=1,721-1,724)
NCUA · 3 branches
Q4 2024
$152.7MAssets
$97.6MLoans
$136.9MShares
$12.2MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 59% of credit unions under $1B in assets (rank 704 of 1723).
- Widest gap: efficiency ratio trails 99% of credit unions under $1B in assets (rank 1709 of 1721).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
-3.89%
Rank 1,710 of 1,724
Net Interest Margin
3.81%
Rank 704 of 1,723
Efficiency Ratio
167.31%
Rank 1,709 of 1,721
Equity / Assets
8.02%
Rank 1,631 of 1,723
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -3.89% | 0.25% | 0.67% | 1.13% | Beats 1% | 1,710 / 1,724 | | |
| Return on Equity | -48.53% | 1.95% | 5.34% | 8.54% | Beats 1% | 1,713 / 1,723 | | |
| Net Interest Margin | 3.81% | 3.03% | 3.61% | 4.27% | Beats 59% | 704 / 1,723 | | |
| Efficiency Ratio | 167.31% | 69.84% | 78.36% | 87.50% | Beats 1% | 1,709 / 1,721 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.76% | 0.28% | 0.70% | 1.38% | Beats 46% | 927 / 1,721 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.02% | 10.16% | 12.41% | 16.03% | Beats 5% | 1,632 / 1,724 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.02% | 10.15% | 12.41% | 16.03% | Beats 5% | 1,631 / 1,723 | | |
| Liquidity & Funding |
| Loans / Deposits | 71.31% | 55.95% | 72.66% | 85.34% | 48th pctl | 899 / 1,722 | | |
| Loans / Assets | 63.96% | 47.91% | 62.00% | 72.82% | 55th pctl | 782 / 1,723 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |