PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Bank of Chicago

Chicago, IL · Cert 19491

FDIC

Q1 1997

$199.1MAssets
$32.9MLoans
$161.5MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 0.74%, down 42 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 20.39% of deposits as of Q1 1997.

Return on Assets (YTD, annualized)

0.74%-42 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ2 1995Q3 1995Q4 1995Q1 1996Q2 1996Q3 1996Q4 1996Q1 1997YoY ΔTrend
Earnings
Return on Assets1.98%1.63%1.39%1.16%1.30%0.66%-0.14%0.74%-42 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)2.70%8.85%6.08%12.20%3.39%-3.91%-5.70%-2.01%-1,420 bps
Loan Growth (YoY)0.58%5.37%9.86%10.91%6.53%-6.00%-15.67%-31.24%-4,216 bps
Deposit Growth (YoY)3.21%7.90%5.32%6.79%3.04%-2.89%-2.45%-8.26%-1,505 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits26.08%26.09%27.23%27.21%26.96%25.26%23.54%20.39%-682 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a